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Terms of Service

Published: January 02, 2020  ·  Updated: March 01, 2023
Terms of Service Terms of Use Privacy Policy Terms & Conditions Disclosures Legal Disclosures
I

Terms of Service

This Website Services Agreement (the "Agreement") applies to all information, images, or references included on wealthmanagementcenters.com a.k.a. uswmc.com (the "Website"). The agreement is between you, the individual utilizing the Website, and the Website operator Wealth Management Centers, LLC ("we", "us", or "our"). By accessing or using this Website, you understand and agree to be bound by the "Terms of Use" contained in this Agreement and our Privacy Policy. If you do not agree to these Terms of Use, you must not access or use this website.

We reserve the right to amend these Terms of Use at any time and without notice. Your continued use of our website will be deemed acceptance of these terms and any changes made to them. We make no representations or warranties about the accuracy, completeness, or suitability of the information provided on our website. The content provided on this website is for general information purposes only and should not be relied upon as advice.

We make no representation that any of the materials or information on this website are appropriate or available for use in all locations. If you access this website from a jurisdiction that prohibits such activities, you do so at your own risk and are responsible for compliance with applicable laws and regulations. We do not guarantee that our website or any of its content will be uninterrupted or error-free, or that any defects will be corrected.

You agree that you will not use our website for any unlawful activity or post, transmit, or distribute any content that is in violation of any applicable laws. These Terms of Use shall be governed by and construed in accordance with the laws of New York/Manhattan County.

This Agreement applies to all information, content, messages, products, services, software, and databases available through the Website. We will provide you with certain web-based services (the "Services"). In using the Services, you shall at all times comply with our Acceptable Use Policy ("AUP") set forth below, as may be revised by us from time-to-time and without additional notice.

Third-Party Service Providers

We use third-party service providers, vendors, and licensors to assist in providing the Services (each, a "Third-Party Service Provider"). You hereby consent and authorize us to delegate the authorizations you provide to us to our Third-Party Service Provider(s) as we deem necessary or desirable to provide the Services to you.

You agree that the terms and conditions of this Agreement, including any of the other terms, conditions, warranty disclaimers, and liability disclaimers incorporated into this Agreement, inure to the benefit of such Third-Party Service Providers and such Third-Party Service Providers are deemed to be third party beneficiaries of this Agreement. You also agree that all references to us within this Agreement and any incorporated terms are also deemed to include, where applicable, our agents, such as the Third-Party Service Providers.

Financial Market Information; No Warranty

Our Services make available certain financial market data, quotes, news, research and opinions (including "Research Reports") or other financial information (collectively "Information") that has been independently obtained by certain financial market information services, financial publishers, various securities markets including stock exchanges and their affiliates, investment bankers, issuers of alternative investment products, special purpose vehicles, private funds, certain securities and other providers (collectively the "Information Providers") or has been obtained by us.

We do not guarantee or certify the accuracy, completeness, timeliness, or correct sequencing of the Information made available through the Website. All such Information is provided "as-is" and "as-available," with no obligation to update. You agree that neither we nor any of the Information Providers or the Information Transmitters shall be liable in any way for the accuracy, completeness, timeliness, or correct sequencing of the Information, or for any decision made or action taken by you relying upon the Information.

You understand that none of the Information (including Research Reports) available through the Services constitutes a recommendation or solicitation that you should purchase or sell any particular security or use the services of any Third-Party Service Provider.

Alerts

We may, from time to time, send email notices about investment markets or particular securities that we believe may be of interest to you ("Alerts"). The information in Alerts may be prepared and delivered by Information Providers and may be delayed. Neither we nor any Information Provider guarantees the accuracy, completeness, or timeliness of information available through Alerts. Alerts are not investment recommendations or advice. Any investment decision you make on the basis of Alerts is your sole responsibility. Alerts are sent through unencrypted e-mail, and neither we nor any Information Provider is liable for any unauthorized use or interception.

Disclaimer of Warranties

The Services are provided "as is" and "as-available," without obligation to update with all faults, and without warranty of any kind. We disclaim all warranties, express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, quality of information, and title/non-infringement. Use of the Services is at your sole risk. We do not warrant that the Services will meet your requirements, or that the Services are compatible with any particular hardware or software platform, or that the operation of the Services will be uninterrupted or error-free, or that defects in the Services will be corrected.

Furthermore, we do not warrant or make any representation regarding the use or the results of the use of Services in terms of their correctness, accuracy, quality, reliability, security, appropriateness for a particular task or application, currentness, or otherwise. No oral or written information or advice given by us or our authorized representatives shall create a warranty or in any way increase the scope of our obligations hereunder.

Arbitration

You should know the following with respect to arbitration agreements: (A) arbitration is final and binding on the parties; (B) the parties are waiving their right to seek remedies in court, including the right to a jury trial; (C) pre-arbitration discovery is generally more limited than and different from court proceedings; (D) the arbitrator's award is not required to include factual findings or legal reasoning and any party's right to appeal or to seek a modification of rulings by the arbitrators is strictly limited; and (E) the panel of arbitrators will typically include a minority of arbitrators who were or are affiliated with the securities industry.

You hereby agree to settle by arbitration any controversy between you and us, or our affiliates, or our or their respective officers, directors, employees or agents, including, but not limited to, any Third-Party Service Providers. Such arbitration will be conducted by, and according to the commercial arbitration rules then in effect of, the National Association of Securities Dealers, the American Arbitration Association or Judicial Arbitration and Mediation Services (JAMS). Any arbitration conducted pursuant to this section will take place in New York, New York. The arbitration shall be initiated by filing a statement of claim with one of the organizations specified above. Any award the arbitrator makes will be final, and judgment on it may be entered in any court having jurisdiction.

Limitations of Liability

We, the Third-Party Service Providers, the Information Providers, Information Transmitters, Third-Party Research Providers, issuers of alternative investment products, special purpose vehicles, private funds, certain other securities, and any other person involved in transmitting information will not be liable under any circumstances for any consequential, incidental, special or indirect damages even if you advise them of the possibility of such damages. This includes, but is not limited to, claims for lost profits, trading losses, and damages that may result from the use, inconvenience, delay, or loss of use of the information or for omissions or inaccuracies in the information.

As a condition to accessing or receiving the information or using the Services, you expressly agree to waive any claim you may have against us, any Information Provider, Research Provider, Third-Party Service Provider, or any other persons involved in transmitting any information we make available to you or in providing the electronic Services. You agree that our liability and the liability of the Third-Party Service Providers arising out of any claim in any way connected with the Services or information will not exceed the amount you originally paid for the Services related to your claim.

Use of Proprietary Information

The Information and other content provided in connection with the Services are our property or the property of the Information or Third-Party Research Providers or their licensers, or the Third-Party Service Providers, and are protected by applicable copyright law. You agree not to reproduce, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit the Information and other content in any manner without our express written consent.

The Wealth Management Centers' mark, and all other marks, logos and any service name or slogan contained in the Website are trademarks of Wealth Management Centers, LLC, or its licensors, and may not be copied, imitated or used, in whole or in part, without the express prior written permission of USWMC or the applicable trademark holder.

Copyright Complaints

We respect the rights of all copyright holders. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our designated copyright agent with the following information: (A) a physical or electronic signature of a person authorized to act on behalf of the owner of the copyright; (B) a description of the copyrighted work claimed to be infringed; (C) a description of where the material you claim was infringed is located on the site; (D) your address, telephone number, and email address; (E) a statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (F) a statement that the information you have provided is accurate, and under penalty of perjury, that you are authorized to act on the behalf of the copyright owner.

Our designated copyright agent for notice of claims of infringement: Wealth Management Centers, LLC, Attention: President, 501 5th Avenue, 15th Floor, New York, NY 10017; Telephone: 212.213.0025; Email: info@uswmc.com.

Access, Passwords, and Security

You will be responsible for the confidentiality and use of your access number(s), password(s) and account number(s). You agree not to hold us or Third-Party Service Providers liable for any damages of any kind resulting from your decision to disclose your access number(s), password(s), or account number(s) to any third party. You will be responsible for all activities through and under your access number(s), password(s), and any instructions received by us will be deemed to have been received from you.

Data Transmission

You acknowledge that data, including e-mail, electronic communications and personal financial data, may be accessed by unauthorized third parties when communicated between you and us using the Internet, other network communications facilities, telephone or any other electronic means. You agree to use software that supports the Secure Socket Layer (SSL) protocol or other protocols accepted by us and follow our log-on procedures for Services that support such protocols.

Indemnification

You agree to defend, indemnify and hold us, the Third-Party Service Providers, the Information Providers, and the Information Transmitters harmless from and against any and all claims, losses, liability costs, and expenses (including but not limited to attorney's fees) arising from your violation of this Agreement, state or federal securities laws or regulations, or any third party's rights.

General Provisions

A. Force Majeure. Neither party shall be liable for any failure or delay in performance under this Agreement which is due to any event beyond the reasonable control of such party, including without limitation, fire, explosion, unavailability of utilities, Internet delays and failures, telecommunications failures, unavailability of components, labor difficulties, war, riot, acts of God, laws, judgments or government instructions.

B. Entire Agreement. This Agreement sets forth the entire agreement between the parties with regard to the subject the "Service" hereof.

C. Governing Law and Limitation of Actions. This Agreement shall be construed according to, and the rights of the parties shall be governed by, the law of the State of New York, without reference to its conflict of laws rules. No action, regardless of form, arising out of this Agreement, may be brought by either party more than one (1) year after the cause of action has arisen.

D. Relationship of the Parties. The parties agree that we shall perform our duties under this Agreement as an independent contractor. Nothing contained herein shall be deemed to establish a partnership, joint venture, association, or employment relationship between the parties.

E. Severability. If any of the provisions of this Agreement are found or deemed by a court to be invalid or unenforceable, they shall be severable from the remainder of this Agreement and shall not cause the invalidity or unenforceability of the remainder of this Agreement.

F. Waiver. Neither party shall by the mere lapse of time without giving notice or taking other action hereunder be deemed to have waived any breach by the other party of any of the provisions of this Agreement.

Acceptable Use Policy

For purposes of this Acceptable Use Policy (the "Policy"), "Users" means any user of our web-based services (the "Services"). Illegal usage, abusive usage, unacceptable usage, and use of the Services to interfere with other User's enjoyment of the Services is unacceptable. From time-to-time, we may update and/or revise this Policy.

Violation of this Policy may result in civil or criminal liability, and we may, in addition to any other remedy that we may have at law or in equity, terminate permission for the User to use the Services or immediately remove the offending material. In addition, we may investigate incidents that are contrary to this Policy and cooperate with law enforcement organizations and provide the requested information to third parties who have provided notice to us stating that they have been harmed by a User's failure to abide by this Policy.

II

Terms of Use & Privacy Policy

At Wealth Management Centers, LLC, we recognize and respect the importance of maintaining the privacy of our customers and visitors. We have created this privacy policy (the "Policy") to explain what information we collect, how it is used, and the choices you have concerning the collection and use of the information you provide to us. By utilizing the information and services provided on wealthmanagementcenters.com or uswmc.com (together the "Website") you confirm your understanding of this Policy and agree to the use of your Information as described herein.

Information We Collect

We collect personal information from visitors to our website when they register to use our services or request information. The information we collect includes contact information such as name, address, email address, and phone number, as well as other information relevant to our services such as payment information if you carry out a transaction with us (the "Information").

How We Use the Information

We use the Information to provide our services and to provide customer service, including responding to inquiries and other requests. We may also use the Information to contact you about new services or other opportunities. You may opt-out of receiving promotional messages from us by following the unsubscribe instructions included in each promotional message. We may use the Information to analyze site usage, improve our content and product offerings, and customize the Website's content, layout, and services or for any purpose we deem appropriate.

Disclosure of Information to Third Parties

We may disclose Information to our partners and third parties who are involved in the process of delivering our services. We may also disclose Information when required by law, such as to comply with a subpoena, or similar legal process, or to protect the safety of our visitors or the public.

We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to require that the transferee use personal information collected concerning consumers in a manner that is consistent with this Policy.

Security of Your Information

We use appropriate administrative, technical, and physical safeguards to protect the security of your Information. However, no transmission of data over the Internet is guaranteed to be completely secure. Therefore, we cannot guarantee the security of the Information you transmit to us.

Changes to This Privacy Policy

We may update this Policy from time to time without providing notice. The latest privacy policy will be made available on the Website.

Log Files

The Website follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. The purpose of the information is for analyzing trends, administering the site, and tracking users' movement on the website.

Advertising Partners Privacy Policies

Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on the Website, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit. Neither we nor the Website has access to or control over these cookies that are used by third-party advertisers.

Third-Party Privacy Policies

This Policy does not apply to other advertisers or websites, including those that may be linked to on our Website. Thus, we advise you to consult the respective privacy policies of these third-parties for more detailed information.

Data Rights

Subject to applicable law, you may have the right to request and obtain information about, or copies of, your personal information that we process, where we obtained your information, the business or commercial purpose for collecting your information, and the third parties with whom your information is shared. Your right may also include the ability to tell us not to sell your information or to correct your personal information. Lastly, you may ask us to delete personal information that we have collected from you, depending on the situation and applicable laws.

Children's Information

We do not knowingly collect any personal identifiable information from minors under the age of 18. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Contact

If you have any questions about this Policy, or how we use and protect your Information, please feel free to contact us at (212) 869-8220.


All communication on this website is for informational and educational purposes only and does not constitute an offer to sell, or the solicitation of an offer to buy, security, investment product, or any service. This website does not purport to completely describe any security, investment product, or service. Wealth Management Centers, LLC is not a broker-dealer or an investment advisor and does not offer broker-dealer or investment advisory services, nor do we provide any investment planning, legal, or tax, as such, neither the information found on this website nor any prior or subsequent communications from or with Wealth Management Centers, LLC or its representatives, should be construed as any such advice. Investment advisors and all investors should ensure that they have independently obtained sufficient information to ascertain the legal, financial, tax, and regulatory consequences of any investments they consider. Wealth Management Centers, LLC and its affiliates are not fiduciaries or advisors with respect to any financial services or products which may be mentioned. All information on this website is subject to change, may be revised without notice, does not purport to be a complete description of any security, investment product, or service, and should not be relied upon as a basis for an investment decision.

III

Legal Disclosures

All information contained in www.wealthmanagementcenters.com or www.uswmc.com (the "Website") is for general informational purposes on matters of interest and is provided strictly for informational, educational, and on an "as is" and "as available" basis only. No information, including any communication, on this Website constitutes an offer to sell, or the solicitation of an offer to buy any, security, investment product, or any service. This website does not purport to completely describe any security, investment product, or service.

Wealth Management Centers, LLC ("we," "us," "our," or "USWMC") is not a bank, broker-dealer, registered investment advisor, law firm, or CPA and does not offer banking, broker-dealer, registered investment advisor, accounting, tax, or legal, opinions or services and no information found on this website constitutes investment planning, legal, regulatory, compliance, tax, or any other advice or service and neither the information on this website nor any prior or subsequent communications from or with Wealth Management Centers, LLC or its representatives, should be construed as any such advice.

Institutional investors, investment advisors, and all investors should ensure that they have independently obtained sufficient information to ascertain the legal, financial, regulatory, and tax consequences of any investments they consider. Wealth Management Centers, LLC and its affiliates are not fiduciaries or advisors with respect to any financial services or products mentioned or linked by this website. All information on this website is subject to change, may be revised without notice, does not purport to be a complete description of any security, investment product, or service, and should not be relied upon as the basis for an investment decision or for any other purposes whatsoever. Past performance is not a guarantee of future results.

The information on this website is not a solicitation of any kind and the user agrees that by their use of the Website to accept and abide by all disclosures and restrictions to the fullest extent allowable by the law. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules, and regulations, and the inherent hazards of electronic communication and with communication in general, there may be delays, omissions, or inaccuracies in information contained on this Website.

Accordingly, the information on this Website is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, investment, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with a professional attorney, investment advisor, accountant, CPA, tax attorney, or other competent advisers. Before making any decision or taking any action, you should consult with a USWMC professional directly.

While we have made every attempt to ensure that the information contained in this Website has been obtained from reliable sources, USWMC is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this Website is provided "as is" and on an "as available" basis, with no guarantee of completeness, accuracy, timeliness, or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose.

In no event will USWMC, its related partnerships or corporations, its officers, partners, agents, or employees thereof be liable to you or anyone else for any decision made or actions taken in reliance on the information in this Website or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Certain links in this Website connect to other websites maintained by third parties over whom USWMC has no control. USWMC makes no representations as to the accuracy or any other aspect of information contained in other websites or for any virus.

IV

Terms and Conditions

These Standard Terms and Conditions (the "Terms") written on wealthmanagementcenters.com or uswmc.com (the "Website") shall apply to and direct your use of the Website. By using this Website, you agreed to accept all terms and conditions described herein. You must not use this Website if you disagree with any of these Terms. Minors or people below 18 years old should refrain from using this Website.

Definitions

  • Account means a unique account created for You to access our Service or parts of our Service.
  • Business, for the purpose of the FPPA (Florida Consumer Privacy Act) and the NYPA (New York Privacy Act), refers to the Company as the legal entity that collects Consumers' personal information and determines the purposes and means of the processing of Consumers' personal information.
  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Wealth Management Centers, LLC a.k.a US Wealth Management Centers, LLC and USWMC with its administrative office located 501 5th Avenue, New York, NY 10017.
  • Consumer, for the purpose of the FPPA and the NYPA, means a natural person who is a Florida or New York resident.
  • Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
  • Country refers to the United States of America.
  • Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
  • Do Not Track (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing Internet users to control the tracking of their online activities across websites.
  • Personal Data is any information that relates to an identified or identifiable individual. For the purposes of the FPPA and NYPA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You.
  • Sale, for the purpose of the FPPA and the NYPA, means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer's personal information to another business or a third party for monetary or other valuable consideration.
  • Service refers to the Website.
  • Service Provider means any natural or legal person who processes the data on behalf of the Company.
  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
  • Website refers to Wealth Management Centers, LLC aka US Wealth Management Centers, LLC and USWMC, accessible from wealthmanagementcenters.com aka uswmc.com.
  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Your Personal Data and Privacy — refer to our Privacy Policy for full details on our collection, use, and protection of your information.

Restrictions on Use of Website Materials

You are specifically restricted from all of the following:

  • Publishing any Website material in any other media
  • Selling, sublicensing, and/or otherwise commercializing any Website material
  • Publicly performing and/or showing any Website material
  • Using this Website in any way that is or may be damaging to this Website
  • Using this Website in any way that impacts user access to this Website
  • Using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity
  • Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website
  • Using this Website to engage in any advertising or marketing

Certain areas of this Website are restricted from being accessed by you. Wealth Management Centers, LLC may further restrict access by you to any areas of this Website, at any time, in its absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well.

No Warranties

This Website is provided "as is," with all faults, and Wealth Management Centers, LLC expresses no representations or warranties, of any kind related to this Website or the materials contained on this Website. Nothing contained on this Website shall be interpreted as soliciting you to buy or sell any product or service or advising you in any way.

Limitation of Liability

In no event shall Wealth Management Centers, LLC, nor any of its officers, directors and employees, affiliates, or vendors be held liable for anything arising out of or in any way connected with your use of this Website.

Indemnification

You hereby indemnify to the fullest extent Wealth Management Centers, LLC including its officers, directors, employees, affiliates, or vendors from and against any and/or all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms.

Severability

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

Variation of Terms

Wealth Management Centers, LLC is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected and agree to review these Terms on a regular basis.

Assignment

Wealth Management Centers, LLC reserves the right and is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between Wealth Management Centers, LLC and you in relation to your use of this Website, and supersede all prior agreements and understandings.

Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of New York, and you submit to the non-exclusive jurisdiction of the state and federal courts located in New York for the resolution of any disputes.

All Rights Reserved.

All Rights Reserved.
© 2003–2026 Wealth Management Centers, LLC aka USWMC
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